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Can I Afford This?

Can I afford this?

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To answer this question, you must know what your home is worth and have formulated some kind of plan as to where you want to go.  You will also need to know what it will cost you to make those plans happen.  Consulting with your Realtor is very important and timely to further understand the entire picture.

This is where I come in.  A trusted Realtor who can show you what your home is worth via a home evaluation along with a discussion of the equity in your home will be monumentally important.  Many of us have some general idea of what our home is worth but knowing more specifically is very important for you before you start looking towards achieving the personal goals you have set for yourself. 

As a full-service Realtor, I also have connections to other Realtors in your desired areas of interest, experienced trusted Realtors who can show you the options at the other end.  They form part of our trusted team. These appointments can be easily set in place to allow your search to begin.  Once you have a better idea of what is possible at the other end you will be able to weigh the numbers and decide, do I buy first or sell first? Knowing the real estate markets at both ends along with your own personal financial situation is needed for you to make the best decision.

Our team includes a financial planner and estate planner who can speak with you regarding meeting your financial and estate planning needs and goals. Understanding your equity and income and any budget setting is very important and we have team members who can assist with those needs.

A discussion about the state of the current market is integral to your decisions going forward.  I can speak to this at the market evaluation appointment in your home.

The costs to make these plans happen is another discussion that is important; the different services you will need and what they will cost so you will know the net amount of money you have to work with.

Once the economics have been determined and a clearer plan is in place, downsizers may wish to be simultaneously planning the exodus of many of the items from the home so that the decluttering process is not so daunting a task to be done all at once. 

Downsizing is stressful for many reasons.  The preparation for the home to be sold is another major task we can help with.

We have formulated a full needs team ready to respond to you: A One Stop Shop for Downsizing.

Next Steps:

As always I invite you to call for a free personal consultation. See you here next time. Let’s talk Downsizing!

Client testimonials:

We worked with Luci and Marc to buy our new condo sell our Toronto home. The kids had left and we had been retired for a couple of years. We knew we wanted to simplify and move into a space that would be maintenance free. We always loved the idea of moving into a condo and just spending some real quality time travelling and golfing. We ended up buying a condo in the east end of Toronto with amazing views of the Lake – it’s so amazing we can hardly wait to move in! We actually found Luci online, believe it or not. We called Luci and set an appointment for a consultation. Luci and Marc are a husband-and-wife team and were very professional. We had lots of questions they were able to answer all of them. It was a very good experience. We bought the condo first because we wanted to ensure we had a great place to move to. When it came time to sell the house, Luci brought in the service people we needed to get the house ready for sale. The home was staged, and professional photos were taken. We really liked Luci’s quick and thorough communication. She was always available to take our calls. That was really important to us. We sold in 6 days for top dollar and couldn’t be happier with the entire experience. We would not hesitate to refer Luci and Marc to anyone we know. Thank you Luci and Marc!

Steve and Marilyn C.

I used Luci Rizzo to sell my house in Toronto while I was in BC. Excellent service, she helped with every detail including hiring painters, cleaning services and electrical work. I would highly recommend her.

Olive Spence

In the current overheated real-estate market, Lucy is a trustworthy, transparent, honest and proactive partner of any buyer or seller. Thanks to her ongoing commitment and sound advice, I was able to make a great buy and investment. I recommended Lucy to numerous people and I will always do so because it is really hard to find such a great agent who works hard to help her clients succeed by being there for them during the whole process and beyond. I am really glad that our paths crossed because, in the end, her hard work and dedication had an amazing an positive impact on my quality of life.

Charles Jean Sucsan

I would highly recommend Luci Rizzo for any of your real estate requirements. Luci helped us sell our home and downsize to a condo, which we love! With years of experience in the real estate market Luci is trustworthy, personable, is client focused, she listened to what we wanted, and provided great suggestions and communication throughout the process. Always prepared, Luci offered honest feedback and up-to-date research which enabled us to make the right decisions along the way regarding both selling and buying . We couldn't be happier and would not hesitate to use Luci again when we go to sell our condo.

Lesa Warner

Great overall service and experience! As first-time home buyers in Toronto, my partner and I were very nervous and had innumerable questions. Luci guided us, with patience and expertise, every step of the way. I would definitely recommend Luci and her team to friends and family for any real estate needs!

Mauricio Morales

My husband and I worked with Luci Rizzo and Marc de Bellefeuille recently in looking for our new home. We found them to be consistently professional, helpful and very knowledgeable about both the real estate market in Toronto and also about house construction and design. We started house hunting with little understanding of prices and a stubborn and outdated mindset about real estate values. Luci and Marc took us to upwards of thirty properties and always gave us relevant and helpful information, helping us learn to analyze and understand pricing and home value. Looking back, it is clear that we needed to fundamentally change our understanding before we could make a decision that was right for us. Luci and Marc were never impatient with our naive assessments and when we found a house we loved, they gave us clear analyses to help us make the most rational decision we could. I am so impressed by their expert knowledge of both the Toronto Real Estate market and house values. We found a wonderful house and I am certain it is all down to the expertise of this great team, Luci Rizzo and Marc de Bellefeuille.

Katherine Beattie

Recently, I decided to sell and downsize my semi detached downtown Toronto home. Luci was there for me advising on the whole downsizing procedures and suggesting from her contacts various ways that could ease and expedite getting my home ready for the market. Once my home went on the market, Luci really shined as she dealt with numerous inquiries and requests for showings during a covid19 lockdown. She is a great communicator and we exchanged a number of emails and phone calls daily to keep me in the loop and to ensure every detail had been looked after. I found Luci to be dedicated to helping her clients receive the best possible outcome, detailed and an excellent negotiator.

Linda Sebastian

Luci and Marc made my experience as a first time home buyer as easy as I think it could have been. They were really flexible around my schedule and helped me find the perfect place fast. Any questions I had, they had the answer or knew where to find it. I am hoping not to move for a long time but if I did I would use Luci and Marc again in a heartbeat

Michael Legere

Luci was very patient when helping us purchase our current home. As soon as the purchase was confirmed, Luci came over prepared to discuss details of selling our townhouse. She gave us an estimate of market value of our home and went through her market strategy with us. Our property was listed on MLS the next day. And to our surprise, it was sold in a week at the price we wanted. We couldn’t be happier.

Alistair Chan

I’d recommend Luci for managing a Toronto real estate sale. She’s conscientious and careful. She knew the market and gave us good advice. She managed all the showings, and managed the selling process very well. We benefited from Luci’s professionalism and experience.

Julie Bond